Build stronger credit. Unlock more financial opportunities with the A.E.I.F.G. Method

A.E.I.F.G. METHOD™

CREDIT COACHING

PRIVATE LENDING

YOUR CREDIT DOESN’T HAVE TO HOLD YOU BACK.

Book Your Assessment

A.E.I.F.G. METHOD™

CREDIT COACHING

PRIVATE LENDING

YOUR CREDIT DOESN’T HAVE TO HOLD YOU BACK.

Book Your Assessment

About R1 Financial

R1 Financial is a Toronto-based credit and financial consulting company dedicated to helping clients understand their finances, address credit-related concerns and build stronger financial habits.

Through our A.E.I.F.G. Method™—Assess, Educate, Improve, Finance and Graduate—we provide personalized credit education, budgeting and cash-flow guidance, debt organization, financial improvement strategies and ongoing coaching.

Where separately approved, qualified clients may also receive a Program Advance under a clearly documented payment arrangement.

Whether you’re rebuilding your credit, organizing your finances or preparing for your next major goal, we’ll help you move forward with greater knowledge, structure and confidence.

OUR PROCESS: THE A.E.I.F.G. Method

The A.E.I.F.G. Method™: A Proven Path to Better Credit and Financial Opportunity

A – Assess

We begin by understanding your financial situation, goals, and credit profile.

E – Educate
We teach you how the credit system works so you can make informed financial decisions.

I – Improve
Together, we create and follow a personalized action plan to strengthen your credit.

F – Finance
When appropriate, we help you access responsible financing that supports your goals.

G – Graduate
We celebrate your success as you reach milestones like buying a home, financing a vehicle, starting a business, or achieving greater financial confidence.

PERSONALIZED FINANCIAL SUPPORT

Our program is built on the A.E.I.F.G. Method™—a proven step-by-step system designed to help you build stronger credit and achieve your financial goals.

Your program includes:

Comprehensive credit assessment
Personalized 6-month action plan
Debt organization
Communication with creditors and collection agencies on your behalf, at no additional cost, when appropriate
Credit education and coaching
Document preparation and review
Step-by-step guidance through the A.E.I.F.G. Method™
Ongoing support and progress reviews

From your initial assessment to graduation, you’ll receive personalized guidance every step of the way. You’re not paying for individual services—you are investing in a complete credit coaching program designed to help you improve your credit and create more financial opportunities.

Get In Touch

Share your financial goals and what you’d like help with. We’ll get back to you within a few hours to schedule a Zoom call or an in-person meeting.

View Your Credit Score and Report

Check your credit details with Equifax and TransUnion to keep your information accurate.

Check your credit details with Equifax and TransUnion to keep your information accurate and up to date.

Check your credit details with Equifax and TransUnion to keep your information accurate.

Click here to access your TransUnion credit report and see your current credit score.

YOUR CREDIT DOESN’T HAVE TO HOLD YOU BACK.

YOUR CREDIT DOESN’T HAVE TO HOLD YOU BACK.

About R1 Financial

What we do

OUR PROCESS: THE A.E.I.F.G. Method

The A.E.I.F.G. Method™: A Proven Path to Better Credit and Financial Opportunity

PERSONALIZED FINANCIAL SUPPORT

why Canadians choose r1 financial

Get In Touch

Whether you need help improving your credit, dealing with collection agencies, or exploring responsible private lending, you’re in the right place. Complete your assessment below, and we’ll review your situation and guide you toward the best financial solution for your needs.

View Your Credit Score and Report

Check your credit details with Equifax and TransUnion to keep your information accurate.

Check your credit details with Equifax and TransUnion to keep your information accurate.

Check your credit details with Equifax and TransUnion to keep your information accurate.

Check your credit details with Equifax and TransUnion to keep your information accurate.

Check your credit details with Equifax and TransUnion to keep your information accurate.

YOUR CREDIT DOESN’T HAVE TO HOLD YOU BACK.

YOUR CREDIT DOESN’T HAVE TO HOLD YOU BACK.

About R1 Financial

What we do

OUR PROCESS: THE A.E.I.F.G. Method

The A.E.I.F.G. Method™: A Proven Path to Better Credit and Financial Opportunity

PERSONALIZED FINANCIAL SUPPORT

why Canadians choose r1 financial

Get In Touch

Whether you need help improving your credit, dealing with collection agencies, or exploring responsible private lending, you’re in the right place. Complete your assessment below, and we’ll review your situation and guide you toward the best financial solution for your needs.

View Your Credit Score and Report

Check your credit details with Equifax and TransUnion to keep your information accurate.

Check your credit details with Equifax and TransUnion to keep your information accurate.

Check your credit details with Equifax and TransUnion to keep your information accurate.

Check your credit details with Equifax and TransUnion to keep your information accurate.

Check your credit details with Equifax and TransUnion to keep your information accurate.

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